Sometime in April this year, Omolara found herself in a scary emergency situation. It was about AM and she was having the worst stomach upset ever. The pain was unimaginable. And as a young woman who lives by herself in a luxury Lagos apartment where all the neighbours mind their businesses, the only option she had was to call either one of her friends or family members to take her to the hospital. Grabbing her phone as she laid still in a foetal position, she tried calling Makinde, her boyfriend. Unfortunately, there was no call credit on her phone. She then tried texting him on Whatsapp but got no immediate response.
Buy for others
This study evaluates the tangible benefits of e-business as an organizational tool and its influence on banking activities, as well as customer satisfaction practices. Cross tabulations and Chi-square were used to analyse the data. The study reveals that there is a linear relationship between high-level automation of banking services and improvement in service delivery. Based on the findings, bank managers need to be knowledgeable and apply internet technologies in their banking activities.
For the banking industry to move forward technologically, at a faster rate, there is need for the nation to be adequately connected to the global village provided by Internet facilities.
10 Best Online Dating Sites Canada – Compare & Try the Best Sites Free!
Viruses are harmful and give criminals access to your computer or mobile device. Install anti-virus software and regularly update its virus definitions. Outdated software have weaknesses that can be misused. It is important to keep your computer updated with the latest software. Old browsers might not be equipped to protect your devices from the latest security threats. Update your browsers to make it harder for viruses to infect them. Your devices are most vulnerable when they are not password protected.
Wireless networks have weak security settings to help users connect to them easily. Review and enhance your wireless network security settings. Phishing scams use false emails and websites to get login information. If you receive an email that includes a link to a website,ensure that the website is legitimate before visiting the site. Hackers can easily crack a weak password. Create smart and strong passwords by incorporating capital letters, numbers, and special characters.
See the best Nigerian mobile banking apps in H1 2019
Banks have never been under such pressure to perform, stakes have been raised even higher, and performing well on customer experience is the new norm. Our 13th consecutive year of the Banking Industry Customer Experience Survey reveals that more than ever before, there is lower differentiation and lower satisfaction scores as the gap narrows between rated banks. This indicates a higher level of customer expectation than the experience being delivered.
A key approach to realise differentiation in a sea of homogenous players is through personalised experiences.
We are Nigeria’s most reliable and trusted banking partner. We make lives better by delivering the simplest, smartest solutions and guaranteeing the best.
The internet is the most widely used communication network ever constructed. There are good and bad things happening on the internet, and among the bad things are ongoing attempts to scam innocent people out of their money or identities. The internet brings with it many such opportunities, and fraudsters appear to be waiting around every virtual corner with the latest in online scams.
While some forms of internet fraud have gotten very sophisticated, even some of the older, less advanced plays still actually work. If people know more about the types of scams taking place and what to look out for, we can hopefully save at least some people from getting swindled out their hard-earned cash. Related: Cybercrime stats and facts. Email scams are a type of online fraud.
The broad strokes tend to remain the same, but the details of these types of online fraud change over time.
2019 Banking Industry Customer Experience Survey
Many undergraduates in Nigerian universities dabble in internet fraud. Some have been caught by the law. He was charged for impersonation, possession of fraudulent documents and attempting to obtain money by false pretences. These cases attest to the pervasive nature of internet fraud in Nigerian universities.
Sending fraudulent messages to online dating websites and social The instability in the Nigerian banking sector may have created an.
Access Closa agents are in your neighbourhood to help with banking transactions. The drive to create testing, isolation and treatment centers in the 6-geopolitical zones in Nigeria. Our values underpin this strategic approach to sustainability and reflect our desire to preserve the future for all our stakeholders. Do not give fraudsters access to your account. If you receive a phone call, email or text message asking for your banking details, report to us immediately.
Choose from our personal savings accounts. Join the ethical banking movement. We innovate projects to better the lives of people in our host communities. With our one stop agency banking, you can now carry out banking transactions like:.
FinTech: The Future Of Banking In Nigeria
Not everyone using online dating sites is looking for love. Scammers create fake online profiles using photos of other people — even stolen pictures of real military personnel. They profess their love quickly. And they tug at your heartstrings with made-up stories about how they need money — for emergencies, hospital bills, or travel. Why all of the tricks? The scammers transfer stolen money into the new account, and then tell their victims to wire the money out of the country.
It is however not surprising to industry watchers that a new date is set for the achievement of the reduced target of 95% as the 80% inclusiveness by look.
Scammers take advantage of people looking for romantic partners, often via dating websites, apps or social media by pretending to be prospective companions. They play on emotional triggers to get you to provide money, gifts or personal details. How this scam works Warning signs Protect yourself Have you been scammed? More information. Dating and romance scams often take place through online dating websites, but scammers may also use social media or email to make contact. They have even been known to telephone their victims as a first introduction.
They may use a fictional name, or falsely take on the identities of real, trusted people such as military personnel, aid workers or professionals working abroad.
We are Closa than you think
This was contained in the Financial Inclusion Newsletter, 2nd quarter publication, volume 4 issue 2. The newsletter is published quarterly from the Financial Inclusion Secretariat. In , the Apex bank in collaboration with major stakeholders launched the National Financial Inclusion Strategy with the aim of reducing financial exclusion rate from Specifically, adult Nigerians with access to payment services is to increase from Aishah Ahmed mentioned that about He also acknowledged that there is still considerable work to be done to achieve the overall 20 per cent target exclusion rate by
It is a matter for the records that the Nigerian banking scene as it As a distress resolution vehicle the question out there is the expiry date of AMCON In common parlance mobile banking is a service provided by a bank or.
The major regulatory objectives of the bank as stated in the CBN Act are to: maintain the external reserves of the country, promote monetary stability and a sound financial environment, and to act as a banker of last resort and financial adviser to the federal government. The central bank’s role as lender of last resort and adviser to the federal government has sometimes pushed it into murky regulatory waters.
After the end of imperial rule the desire of the government to become pro-active in the development of the economy became visible especially after the end of the Nigerian civil war , the bank followed the government’s desire and took a determined effort to supplement any short falls in credit allocations to the real sector.
The bank soon became involved in lending directly to consumers, contravening its original intention to work through commercial banks in activities involving consumer lending. However, the policy was an offspring of the indigenisation policy at the time. Nevertheless, the government through the central bank has been actively involved in building the nation’s money and equity centers, forming securities regulatory board and introducing treasury instruments into the capital market.
In , an inquiry under the leadership of G. D Paton was established by the colonial administration to investigate banking practices in Nigeria. The G. D Paton report, an offshoot of the inquiry became the cornerstone of the first banking legislation in the country: the banking ordinance of The ordinance was designed to prevent non viable banks from mushrooming, and to ensure orderly commercial banking.
The banking ordinance triggered a rapid growth in the industry, with growth also came disappointment. By , a few number of banks had failed. To curtail further failures and to prepare for indigenous control, in , a bill for the establishment of Central Bank of Nigeria was presented to the House of Representatives of Nigeria.